Foundations for Success

It's as easy as...1-2-3!

If you're worried about Math – don’t be! You will be surprised how easy it can be to learn, with the help of our Math-focused Exam Prep courses.

Our Real Estate Course includes online training, plus Fast Pass study materials and quizzes.

Fast Pass Real Estate Exam Course is the most result-driven Real Estate School in BC. Our Real Estate Training Programs provide a new approach to the Real Estate Licensing Course in BC to help you develop the skills and knowledge you need to pass the UBC Real Estate Licensing Exam on your 1st try — we are the shortest route to your BC Real Estate License!

Learn at your pace

Your timeline and schedule

Our real estate programs are designed for flexibility with your busy schedule in mind.

Our Real Estate Math Course takes about 6 hours of online instruction to complete.

  • Online courses are always available
  • Watch as many times as you need til you can't get it wrong
  • Course Workbook is Included
  • Material and quizzes are same concepts from the Exam
  • Mock Exams are Included


  • 1

    Math Foundations - Mortgage Financials

    • Calculator Introduction

    • Workbook Video

    • Math Foundations - Workbook

    • Math Foundations - Calculations

    • Case 1- Equivalent Interest Rates

    • Case 2 - Equivalent Interest Rates

    • Case 3 - Calculate Present Value

    • Case 4 - Calculating Interest

    • Case 5 - Calculating Future Value

    • Case 6 - Initial Investment

    • Case 7 - Interest Only Loan

    • Case 8 - Calculating Sell Price

    • Case 9 - Calculating Interest Rate

    • Case 10 - Interest Only Loan Payment

  • 2

    Mortgage Analysis and Interest Equivalents

    • Student Workbook

    • Workbook Video

    • Calculations

    • Case 1 - Equivalent Nominal Rate

    • Case 2 - Equivalent Yields

    • Case 3 - Equivalent Nominal Rate

    • Case 4 - Calculating Monthly Payments

    • Case 5 - Mortgage Values

    • Case 6 - Number of Payments

    • Case 7 - Expected Yield

    • Case 8 - Interest Only Payments

    • Case 9 - First Month Interest

    • Case 10 - Outstanding Balance

    • Case 11 - Outstanding Balance

    • Case 12 - Interest Paid

  • 3

    Purchase Offer Values & Cost to Borrow

    • Workbook

    • Calculations

    • Case 1

    • Case 2 - Vender Take Back

    • Case 3 - Vender Take Back Partially Amortized

    • Case 4 - Vender Take Back Partially Amortized

    • Case 5 - Mortgage Assumption

    • Case 6 - Mortgage Assumption

    • Case 7 - Mortgage Assumption Partially Amortized

    • Case 8 - Cost of Funds Fully Amortized

    • Case 9 - Cost of Funds Fully Amortized

    • Case 10 - Cost of Funds Partially Amortized

  • 4

    Borrowing Qualifications & Investments

    • Workbook

    • Calculations

    • Loan to Value Basics

    • Gross Debt Service Ratio Basics

    • Loan to Value Ratio

    • Gross Debt Service Ratio

    • Minimum Annual Income

    • Maximum Loan GDSR vs. LTV

    • Maximum Loan DCR vs. LTV

About Your Instructor

Math & Financial Instructor

Hiroshi Kubota

Hiroshi's personal interest in real estate started when he read the book Rich Dad, Poor Dad by Robert Kiyosaki right after high school. Hiroshi then acquired his licence from the Sauder School of Business, Real Estate Division at the University of British Columbia in 2009. Having the experience and knowledge in today's market, Hiroshi specialises in building lasting relationships with homeowners long after they've hired him.When Hiroshi is not selling homes and helping aspiring agents pass the UBC exam, he loves to watch and play sports. Hiroshi played ice hockey growing up in the City of Coquitlam and is still playing. Some other hobbies are golfing, mountain biking, snowboarding, swimming and spending time with family and friends.Hiroshi has been recognised as a member of the Real Estate Board of Greater Vancouver Medallion Club being in the top 10% of Realtors. Hiroshi received the award for Top agent under 30 by Keller Williams Elite Realty in 2015.

Mortgage Calculations

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  • Math Fundamentals

  • Equivalent Interest Rates

  • Purchase Offer Values

  • Borrowing Qualifications

  • Cost to Borrow

  • Investments


Ricardo G

“I stressed myself out for months about taking this exam but after completing your course, I’m happy to say that I passed on the first try. Thanks for making a great, simple program. I’m referring my friend to your school!”

Jennifer D.

“Thank you Chris for creating such a good system to help students who really need the help and resources. I recommend FastPass Real Estate Exam Course to anyone who wants to take the Real Estate Course at UBC.”

Paul S.

“Thank you for all the support you have provided with the course. It helped me to understand the many aspects of real estate and also provided me with a background for thought as a lot of the questions in the exam required hard thinking since choices were not straight-forward.”